Started in 2021 because too many people were struggling with basics. Not investment strategies or complex portfolios—just making their paycheck last until next week.
Back in 2021, I was working in community services around Canberra. Kept seeing the same pattern—smart, hardworking people who just never learned the practical side of handling money. Schools didn't teach it. Parents often didn't know themselves. People just figured it out as they went, usually the hard way.
So we built something different. Not financial advice—we're not licensed for that, and honestly, most people don't need it yet. They need the foundations first. How to actually build a budget that works. Where money disappears to. Why that credit card keeps climbing.
We keep it practical. Real scenarios, real numbers, real problems people face when rent's due and the car needs fixing. The kind of stuff you wish someone had explained before you moved out of home.
These aren't corporate values we put on a wall. They're how we actually work.
Finance has enough jargon already. We explain things like you're sitting across a table from us, not reading a textbook. If it sounds complicated, we're doing it wrong.
Every example we use comes from actual scenarios. Groceries going up. Unexpected vet bills. That streaming service you forgot you were paying for. The stuff that actually happens.
Everyone's made money mistakes. We have too. The point isn't to feel bad about the past—it's to build better habits going forward. Start where you are, not where you think you should be.
Small team. We keep it that way on purpose. Means we can actually respond when someone reaches out, and we're not trying to scale into some massive operation that loses touch with why we started.
Spent eight years in community financial counselling before this. Saw every budgeting disaster you can imagine—and helped people recover from most of them. Now focuses on teaching the skills before the disasters happen.
Former high school commerce teacher who got tired of the textbook approach. If students fell asleep during his lessons, he figured the lesson was the problem. Brings that same energy here—if it's boring, it gets rewritten.
We've tried a lot of formats over the years. This is what actually works—not theory, just what we've seen help people build confidence with money.
Bring your real income, real bills, real spending habits. Generic examples don't help anyone. We work with what you've actually got coming in and going out.
Most people are shocked when they track spending for a month. Not because they're doing anything wrong—just because it's the first time they've actually looked. We help you see where it's really going.
Motivation fades. Systems last. We help you set up budgets and tracking methods that become automatic. The kind you can maintain when life gets busy—which it always does.